Saturday, 9 April 2016

Joseph Baena: Arnold Schwarzenegger's / the housekeepers son, looks just like him

Sorry Danny DeVito, looks like Arnold Schwarzenegger has a for real twin now.
The former Governor of California’s son, 18-year-old Joseph Baena was spotted out in Malibu, California, on Thursday, flashing a smile while looking super strong and baring more of a resemblance to his father than ever.

Joeseph is looking so grown up!
Schwarzenegger fathered his son with his former housekeeper, Mildred Baena. The action star has four additional children with ex-wife, Maria Shriver – 26-year-old Katherine, 24-year-old Christina, 22-year-old Patrick, and 18-year-old Christopher.

North Korea claims: successfully tested ballistic missile that can hit U.S mainland

Seoul (AFP) - North Korea said Saturday it had successfully tested an engine designed for an inter-continental ballistic missile (ICBM) that would "guarantee" an eventual nuclear strike on the US mainland.
It was the latest in a series of claims by Pyongyang of significant breakthroughs in both its nuclear weapons and ballistic missile programmes.
Outside experts have treated a number of the claims with scepticism, suggesting the North Korean leadership is attempting to talk up its achievements ahead of a showcase ruling party congress next month.
According to the North's official KCNA news agency, the ground engine test was ordered and personally monitored by leader Kim Jong-Un.
As soon as Kim flagged off the test, "the engine spewed out huge flames with deafening boom", KCNA said.

Friday, 8 April 2016

Offshore accounts: Dangote Facing Scrutiny

The head of Africa’s largest cement producer, Aliko Dangote has built his substantial fortune upon solid foundations.
But these could be shaken following the Panama Papers leak, which involved the disclosure of 11.5 million confidential tax documents from Panamanian law firm Mossack Fonseca.
Dangote has become one of several high-profile Nigerians— including Senate President Bukola Saraki and disgraced former Delta state governor James Ibori—to be implicated in the leak, which exposed how the world’s rich and famous use offshore facilities and shell companies to hide their wealth. The use of offshore shell companies is not necessarily illegal but is often a tactic employed to avoid paying tax.

Ranked as Africa’s richest man by Forbes in 2015 and currently worth an estimated $17.3 billion, Dangote—the chief executive of the Dangote Group—has been closely linked to at least four offshore shell companies—and as many as 13 through his family and business associates—according to Nigeria’s Premium Times, a reporting partner of the International Consortium of Investigative Journalists, which broke the leak.
According to Premium Times, Dangote along with his half-brother Sayyu Dantata, both bought shares in 2003 in Ovlas S.A., a shell company registered in the Seychelles. A company co-owned by Dangote and Dantata, MRS Oil and Gas Co. Limited, also bought shares in the Seychelles-based company at the same time. The trio ceased to be shareholders in Ovlas S.A. in 2006, according to the leaked Mossack Fonseca files, but it appears that the three simply sold the shares back to themselves. In 2009, Dangote finally ceased to be a shareholder, but apparently sold his shares to Dantata and MRS.
The trio reportedly repeated a similar practice by purchasing shares in another Seychelles-based company, Petrowest S.A., also in 2003, before apparently re-selling the shares to themselves in 2006. In a confusing turn of events, the shareholders filed to change the name of Ovlas S.A. to Petrowest S.A. in 2011. Dangote was also linked to two other shell companies based in Panama—SID Holdings Corp and Chalmers Shipping Inc—and another based in the Seychelles, Paseo Trading Ltd, according to the investigation.
The Dangote Group’s spokesman, Tony Chiejina, has rebuffed any links between the Nigerian billionaire and the companies. “I wish to state categorically that neither Aliko Dangote nor Dangote Industries Ltd has any form of relationship with these alleged four offshore companies [Paseo Trading Ltd, Petrowest S.A., SID Holdings Corp, Chalmers Shipping Inc],” said Chiejina. “The Group has four quoted companies on the Nigerian Stock Exchange and cannot afford to tarnish our reputation or conduct our business in an unethical manner given this profile.”
Despite such denials, however, the alleged links are likely to raise questions for Dangote, whose group is currently undertaking a $14 billion project to build an oil refinery in Lagos that has been touted as the solution to Nigeria’s fuel crisis.
Dangote was born in the northern Nigerian city of Kano and has previously expressed an interest in taking over English football club Arsenal. He is held in high regard in Nigeria and aided the government’s response to the Ebola virus, with his group donating $150 million in 2014 to stop the deadly virus spreading in the West African nation. Dangote has, however, previously faced scrutiny following the Swiss Leaks scandal of February 2015. A leak from HSBC’s Swiss subsidiary revealed that scores of high-profile world figures were operating secretive accounts with the bank to evade tax. Dangote was found to have opened an account with HSBC’s Swiss arm in 2003 and the account was registered to a company located in the British Virgin Islands, though it was never proven that Dangote used the account to evade tax.
Extract: PanamaPapers

Fan Fire, Lol:Nicky Minaj walks off stage in South Africa concert

When Nicki Minaj invited a front-row fan onstage at her recent concert in South Africa, she probably wasn't expecting him to spit her entire verse from Trey Songz's "Bottoms Up," complete with hype choreography, then bust out a full split. 
The surprise fire performance, which ended in blaring sirens and a roaring crowd, essentially upstaged Minaj to the point where she literally had it — and proceeded to walk off stage completely.
No, really: he did that.

Jto Fashion; Made In Lagos: Laser Cut-Outs

Everything about this outfit screams – SUMMER! The vibrant yellow is so flattering in sunny weather and is the perfect statement dress. However, the star of this look is the cut out detail (look closer!) and fringe detail. I also love the deep wine colour of this Zashadu bag that can be worn on the shoulder or as a clutch.
Outfit Details:
Grey Dress
Zashadu Bag
Alexander Wang Heels
Photography by Ayo Ipinayo 
Location: Tinubu Square
Hair: Adetunji Olafinlade
Makeup: Ndubuisi Peggy of Makeupbyoma
Words: Temi Otedola


View picture after the cut......


Jto Fashion; Made In Lagos: Cascading Layers


Continuing on the theme of the “perfect summer dress”, the MADE IN LAGOS series bring us to this sand-coloured Meena dress. This dress proves that less is often more. The dress speaks volumes for itself and needs very little embellishment to accentuate the look. I paired it with a red Zashadu clutch just to add a pop of colour, as the geometric cuts and flowing silhouette make for understated elegance.
Outfit Details:
Meena Dress
Zasahadu Bag
Valentino Heels
Location: Lekki Conservation Centre
Photos by Ipinayo Ade-Akingboye
Makeup by Chioma Peggy
Hair by Adetunji Olafinlade
Words by temi otedola

Jadore Fashion: Between The Lines


What I Am Wearing:
TY-LR skrirt  // Top  // Shoes  // Lipstick 'Heroine'

I like shirts with unique details such as ruffles or cold shoulders and lately, I have noticed an influx of unconventional white shirts. These shirts make simple looks feel elegant and unique.

For today’s look, I paired this H&M unconventional white shirt with a trumpet skirt . I played around with details and patterns to the 'gridbase' of the skirt and completed the look with similar patterned sandals.

As always -oscroyal... From the next publications I intend to make a platform for interaction and through this medium I'll like to let my readers and fans know that I'll soon change my domain name. - with love... Enjoy.

Jadore Fashion: Seasons change.


What I Am Wearing:
Cmeo Collective top // Zara jeans / Jacket // Christian Louboutin heels


You can't go wrong wearing an all-black ensemble as monochromatic looks are fun and unique. This Cmeo 'season change' top structure and details add a fun twist to the look which  I completed with a 'biker' style jacket and jeans.

Her expression and her smile+posture and language always leaves me speechless.
So much bundle of bliss in one individual- Oscroyal.
Extract: jadore fashion

Thursday, 7 April 2016

Paul walkers Daughter- I'll continue to hold Posche accountable for my dads death

Meadow Walker will continue with  her September lawsuit despite Porsche’s court victory on Monday that dismissed the car manufacturer of all four vehicle defect claims that took the lives of her late father Paul Walker and driver Roger Rodas.
“The issues in the cases are very different,” Walker’s attorney Jeff Milam said in a statement Tuesday. “Meadow’s father, Paul Walker, was a passenger in the car. He survived the crash but was trapped and burned to death because of the vehicle’s defects.”
U.S. District Judge Philip S. Gutierrez ruled Monday that there was not enough evidence to support widow Kristine Rodas’ claim that the Carrera GT in which Walker, 40, and Rodas, 38, were riding lacked basic safety features that would have saved both men’s lives in the crash.
Roger was driving the Porsche that ultimately crashed and exploded in Santa Clarita, California, on Nov. 20, 2013. The Fast and Furious actor was in the passenger seat of the car at the time, and both men were pronounced dead at the scene.
“A significant portion of the judge’s decision was based on the rejection of evidence because of missed deadlines and also a failure to sue Porsche AG, the manufacturer,” Milam continued in his statement on behalf of his client. “Meadow will continue to fight to hold Porsche accountable for selling a defective product that kills.”
In her lawsuit, Rodas claimed the Carrera GT had a faulty suspension, lacked a racing fuel cell, and did not have a racing cage that could not withstand an impact from the side. Similarly, Walker, 17, and her legal team claim Porsche “failed to install its electronic stability control system,” which they say is “specifically designed to protect against the swerving actions inherent in hyper-sensitive vehicles of this type.”
Rodas’ attorney Mark Geragos has stated the ruling will be appealed.
Rodas’ children and Walker’s father have also filed respective wrongful death lawsuits against Porsche
This article originally appeared on PEOPLE.com.

 

Former President, Goodluck Ebele Jonathan's cousin in EFCC custody for $40m dollar contract


President Goodluck Jonathan’s cousin, Azibaola Roberts, remains in detention over a $40million (N12.7b) contract obtained from the Office of the National Security Adviser(ONSA) to ‘pacify’ militants in the Niger Delta.

Roberts, who was arrested alongside colleague Dakoru Atukpa, is the Managing Director of Kakatar Construction and Engineering Company Limited and One-Plus Holdings.
Gordy Uche (SAN), accused the EFCC of embarking on a vendetta mission against the ex-President.He said Roberts is being persecuted because of his blood link with Jonathan.


The EFCC arrested Roberts and Dakoru on March 23 as part of the ongoing probe of 300 companies involved in phantom contracts at the ONSA.

It was gathered that as at last night, the suspects, who could not meet their bail terms, were still with the EFCC.

A source in the commission said: “
The suspects were arrested in respect of payment of $40million by ONSA for a contract which was tagged as purchase of tactical equipment for Special Forces.
“When they interacted with our investigators, they could not explain what the contract was meant for. They said they used the money to pacify militants in the Niger Delta.
“Even though we wanted to accept their claim, there is no documentary evidence to show how the $40m contract was awarded, how it was disbursed and the list of beneficiaries.The case is not about being a blood relation of a former President or not. Is he the only relation of the ex-President?We are looking into payments made by ONSA and $40miilion was advanced without any record of how the contract or how it was awarded or done.”
The Head of Media and Publicity at the EFCC, Mr. Wilson Uwujaren, who confirmed the investigation of Jonathan’s cousin and Dakoru, said the agency had been fair in investigating the $40million.

He said: “It is true that they are being held and investigation is still ongoing.
“But two days after their arrest, they were offeredadministrative bail with two sureties who must be of the rank of director in the civil service. The sureties were expected to provide evidence of tax payment and N250million bank guarantee.
“ But the suspects failed to produce any surety, which made the commission to legally approach a court for an order to detain them.”

The suspects’ lawyer, Gordy Uche (SAN), in a statement in Abuja, accused the EFCC of embarking on a vendetta mission against former President Goodluck Jonathan.

He said the Federal Government is still owing his client $4million being balance of the contract sum for “successfully securing oil pipelines which saw Nigeria reap billions of US dollars from increased oil production”.

He asked the commission to “either charge my clients to court or release them on bail.”

The Nation

iHeartRadio Music Awards winners


The iHeartRadio Music Awards 2016 took place yesterday in California and the stars came out in full force! Look out for the BN Red Carpet Fab from the event.
Right now, see who won last night.

Song of the Year:
“Blank Space” – Taylor Swift
“Can’t Feel My Face” – The Weeknd
“Hello” – Adele — WINNER
“Shut Up and Dance” – Walk the Moon
“Uptown Funk” – Mark Ronson featuring Bruno Mars

Female Artist of the Year:
Adele
Carrie Underwood
Meghan Trainor
Selena Gomez
Taylor Swift — WINNER

Male Artist of the Year:
Ed Sheeran
Justin Bieber — WINNER
Luke Bryan
Sam Smith
The Weeknd

Best New Artist:
Fetty Wap — WINNER
Hozier
Sam Hunt
Shawn Mendes
Tove Lo

Best Duo/Group of the Year:
Fall Out Boy
Maroon 5 — WINNER
One Direction
Walk the Moon
Zac Brown Band

Album of the Year:
1989 – Taylor Swift — WINNER
25 – Adele
Beauty Behind the Madness – The Weeknd
In the Lonely Hour – Sam Smith
X – Ed Sheeran

Best Tour:
Foo Fighters
Garth Brooks
Luke Bryan
Taylor Swift — WINNER
U2

Alternative Rock Artist of the Year:
AWOLNATION
Foo Fighters
Muse
Twenty One Pilots — WINNER
X Ambassadors

Alternative Rock Song of the Year:
“Cigarette Daydreams” – Cage The Elephant
“Ex’s & Oh’s” – Elle King
“Renegades” – X Ambassadors
“Shut Up and Dance” – Walk the Moon
“Stressed Out” – Twenty One Pilots — WINNER

Rock Artist of the Year:
Breaking Benjamin
Disturbed
Five Finger Death Punch
Foo Fighters — WINNER
Three Days Grace

Rock Song of the Year:
“Cut the Cord” – Shinedown
“Failure” – Breaking Benjamin
“Footsteps” – Pop Evil
“Heavy Is the Head” – Zac Brown Band featuring Chris Cornell — WINNER
“I Am Machine” – Three Days Grace

Country Song of the Year:
“Buy Me a Boat” – Chris Janson — WINNER
“Homegrown” – Zac Brown Band
“I See You” – Luke Bryan
“Lose My Mind” – Brett Eldredge
“Take Your Time” – Sam Hunt

Country Artist of the Year:
Blake Shelton
Brad Paisley
Luke Bryan — WINNER
Sam Hunt
Thomas Rhett

Dance Song of the Year:
“Hey Mama” – David Guetta featuring Nicki Minaj, Bebe Rexha & Afrojack
“Lean On” – Major Lazer & DJ Snake featuring MØ
“Waves” – Mr. Probz
“Where Are Ü Now” – Skrillex & Diplo with Justin Bieber — WINNER
“You Know You Like It” – DJ Snake & AlunaGeorge

Dance Artist of the Year:
Calvin Harris — WINNER
David Guetta
Major Lazer
Skrillex & Diplo
Zedd

Hip Hop Song of the Year:
“Blessings” – Big Sean featuring Drake & Kanye West
“Flex (Ooh, Ooh, Ooh)” – Rich Homie Quan
“Hotline Bling” – Drake — WINNER
“Trap Queen” – Fetty Wap
“Truffle Butter” – Nicki Minaj featuring Drake & Lil Wayne

Hip Hop Artist of the Year:
Big Sean
Drake — WINNER
Fetty Wap
Future
J. Cole

R&B Song of the Year:
“Bitch Better Have My Money” – Rihanna
“Earned It” – The Weeknd — WINNER
“Planes” – Jeremih featuring J. Cole
“Post To Be” – Omarion featuring Chris Brown & Jhene Aiko
“The Hills” – The Weeknd

R&B Artist of the Year:
Beyoncé
Chris Brown — WINNER
The Weeknd
Trey Songz
Usher

Latin Song of the Year:
“Ay Vamos” – J Balvin
“El Perdón” – Nicky Jam & Enrique Iglesias — WINNER
“Hilito” – Romeo Santos
“La Gozadera” – Gente De Zona featuring Marc Anthony
“Mi Verdad” – Maná featuring Shakira

Latin Artist of the Year:
Enrique Iglesias
J Balvin
Nicky Jam
Pitbull — WINNER
Prince Royce

Regional Mexican Song of the Year:
“Aunque Ahora Estés Con Él” – Calibre 50
“Eres Una Niña” – Gerardo Ortiz
“Levantando Polvadera” – Voz de Mando — WINNER
“Mi Vicio Más Grande” – Banda El Recodo de Cruz Lizárraga
“Te Metiste” – Ariel Camacho y Los Plebes del Rancho

Regional Mexican Artist of the Year:
Banda Los Recoditos — WINNER
Calibre 50
Gerardo Ortiz
Julión Álvarez y Su Norteño Banda
Voz De Mando

Best Lyrics:
“Die A Happy Man” – Thomas Rhett
“Fight Song” – Rachel Platten — WINNER
“Hello” – Adele
“Photograph” – Ed Sheeran
“See You Again” – Wiz Khalifa featuring Charlie Puth

Best Collaboration:
“Bad Blood” – Taylor Swift featuring Kendrick Lamar
“Like I’m Gonna Lose You” – Meghan Trainor featuring John Legend
“See You Again” – Wiz Khalifa featuring Charlie Puth
“Uptown Funk” – Mark Ronson featuring Bruno Mars — WINNER
“Where Are Ü Now” – Skrillex & Diplo with Justin Bieber

Best Cover Song:
1989 (Album in Full) – Ryan Adams covering Taylor Swift
“Bad Blood” – Alessia Cara covering Taylor Swift
“Bitch Better Have My Money” – Kelly Clarkson covering Rihanna
“Cheerleader” – Pentatonix covering Omi
“Hands To Myself/Sorry” – Troye Sivan covering Selena Gomez And Justin Bieber
“Hello” – Demi Lovato covering Adele
“Hotline Bling” – Justin Bieber covering Drake
“Hotline Bling” – Sam Smith & Disclosure covering Drake
“Trap Queen” – Ed Sheeran covering Fetty Wap
“Uptown Funk” – Fifth Harmony, Jasmine V, Jacob Whitesides and Mahogany Lox covering Mark Ronson featuring Bruno Mars — WINNER

Best Song from a Movie:
“Earned It” – The Weeknd (50 Shades of Grey)
“Love Me Like You Do” – Ellie Goulding (50 Shades of Grey)
“See You Again” – Wiz Khalifa featuring Charlie Puth (Furious 7)
“Til It Happens To You” – Lady Gaga (The Hunting Ground) — WINNER
“Writing’s On The Wall” – Sam Smith (Spectre)

Most Meme-able Moment:
Adele and all of the “Hello” memes (Lionel Richie, Miss Piggy, Etc.)
Drake and “Hotline Bling”
Katy Perry and the Left Shark (from Super Bowl 49)
Kanye West and Kanye For President / Kanye 2020
Taylor Swift’s “Crazy Girl” with Running Mascara (from “Blank Space” video) — WINNER

Triple Threat
Lady Gaga – Singer/Actor/Activist
Hailee Steinfeld – Singer/Actor/Model
Jason Derulo – Singer/Host/Dancer
Jennifer Lopez – Singer/Actor/Dancer
Justin Timberlake – Singer/Actor/Dancer
Nick Jonas – Singer/Actor/Model
Selena Gomez – Singer/Actor/Dancer — WINNER
Troye Sivan – Singer/Actor/YouTuber
Usher – Singer/Actor/Dancer
Zendaya – Singer/Actor/Dancer

Best Fan Army:
5 Seconds of Summer – 5SOSFam
Adam Lambert – Glamberts
Ariana Grande – Arianators
Demi Lovato – Lovatics
Fifth Harmony – Harmonizers
Justin Bieber – Beliebers — WINNER
Little Mix – Mixers
Nicki Minaj – Barbz
One Direction – Directioners
Selena Gomez – Selenators
Shawn Mendes – Mendes Army
Taylor Swift – Swifties
Extract: bellanaijabellanaijaThe iHeartRadio Music Awards 2016 took place last night in California and the stars came out in full force! Look out for the BN Red Carpet Fab from the event.
Right now, see who won last night.

Song of the Year:
“Blank Space” – Taylor Swift
“Can’t Feel My Face” – The Weeknd
“Hello” – Adele — WINNER
“Shut Up and Dance” – Walk the Moon
“Uptown Funk” – Mark Ronson featuring Bruno Mars

Female Artist of the Year:
Adele
Carrie Underwood
Meghan Trainor
Selena Gomez
Taylor Swift — WINNER

Male Artist of the Year:
Ed Sheeran
Justin Bieber — WINNER
Luke Bryan
Sam Smith
The Weeknd

Best New Artist:
Fetty Wap — WINNER
Hozier
Sam Hunt
Shawn Mendes
Tove Lo

Best Duo/Group of the Year:
Fall Out Boy
Maroon 5 — WINNER
One Direction
Walk the Moon
Zac Brown Band

Album of the Year:
1989 – Taylor Swift — WINNER
25 – Adele
Beauty Behind the Madness – The Weeknd
In the Lonely Hour – Sam Smith
X – Ed Sheeran

Best Tour:
Foo Fighters
Garth Brooks
Luke Bryan
Taylor Swift — WINNER
U2

Alternative Rock Artist of the Year:
AWOLNATION
Foo Fighters
Muse
Twenty One Pilots — WINNER
X Ambassadors

Alternative Rock Song of the Year:
“Cigarette Daydreams” – Cage The Elephant
“Ex’s & Oh’s” – Elle King
“Renegades” – X Ambassadors
“Shut Up and Dance” – Walk the Moon
“Stressed Out” – Twenty One Pilots — WINNER

Rock Artist of the Year:
Breaking Benjamin
Disturbed
Five Finger Death Punch
Foo Fighters — WINNER
Three Days Grace

Rock Song of the Year:
“Cut the Cord” – Shinedown
“Failure” – Breaking Benjamin
“Footsteps” – Pop Evil
“Heavy Is the Head” – Zac Brown Band featuring Chris Cornell — WINNER
“I Am Machine” – Three Days Grace

Country Song of the Year:
“Buy Me a Boat” – Chris Janson — WINNER
“Homegrown” – Zac Brown Band
“I See You” – Luke Bryan
“Lose My Mind” – Brett Eldredge
“Take Your Time” – Sam Hunt

Country Artist of the Year:
Blake Shelton
Brad Paisley
Luke Bryan — WINNER
Sam Hunt
Thomas Rhett

Dance Song of the Year:
“Hey Mama” – David Guetta featuring Nicki Minaj, Bebe Rexha & Afrojack
“Lean On” – Major Lazer & DJ Snake featuring MØ
“Waves” – Mr. Probz
“Where Are Ü Now” – Skrillex & Diplo with Justin Bieber — WINNER
“You Know You Like It” – DJ Snake & AlunaGeorge

Dance Artist of the Year:
Calvin Harris — WINNER
David Guetta
Major Lazer
Skrillex & Diplo
Zedd

Hip Hop Song of the Year:
“Blessings” – Big Sean featuring Drake & Kanye West
“Flex (Ooh, Ooh, Ooh)” – Rich Homie Quan
“Hotline Bling” – Drake — WINNER
“Trap Queen” – Fetty Wap
“Truffle Butter” – Nicki Minaj featuring Drake & Lil Wayne

Hip Hop Artist of the Year:
Big Sean
Drake — WINNER
Fetty Wap
Future
J. Cole

R&B Song of the Year:
“Bitch Better Have My Money” – Rihanna
“Earned It” – The Weeknd — WINNER
“Planes” – Jeremih featuring J. Cole
“Post To Be” – Omarion featuring Chris Brown & Jhene Aiko
“The Hills” – The Weeknd

R&B Artist of the Year:
Beyoncé
Chris Brown — WINNER
The Weeknd
Trey Songz
Usher

Latin Song of the Year:
“Ay Vamos” – J Balvin
“El Perdón” – Nicky Jam & Enrique Iglesias — WINNER
“Hilito” – Romeo Santos
“La Gozadera” – Gente De Zona featuring Marc Anthony
“Mi Verdad” – Maná featuring Shakira

Latin Artist of the Year:
Enrique Iglesias
J Balvin
Nicky Jam
Pitbull — WINNER
Prince Royce

Regional Mexican Song of the Year:
“Aunque Ahora Estés Con Él” – Calibre 50
“Eres Una Niña” – Gerardo Ortiz
“Levantando Polvadera” – Voz de Mando — WINNER
“Mi Vicio Más Grande” – Banda El Recodo de Cruz Lizárraga
“Te Metiste” – Ariel Camacho y Los Plebes del Rancho

Regional Mexican Artist of the Year:
Banda Los Recoditos — WINNER
Calibre 50
Gerardo Ortiz
Julión Álvarez y Su Norteño Banda
Voz De Mando

Best Lyrics:
“Die A Happy Man” – Thomas Rhett
“Fight Song” – Rachel Platten — WINNER
“Hello” – Adele
“Photograph” – Ed Sheeran
“See You Again” – Wiz Khalifa featuring Charlie Puth

Best Collaboration:
“Bad Blood” – Taylor Swift featuring Kendrick Lamar
“Like I’m Gonna Lose You” – Meghan Trainor featuring John Legend
“See You Again” – Wiz Khalifa featuring Charlie Puth
“Uptown Funk” – Mark Ronson featuring Bruno Mars — WINNER
“Where Are Ü Now” – Skrillex & Diplo with Justin Bieber

Best Cover Song:
1989 (Album in Full) – Ryan Adams covering Taylor Swift
“Bad Blood” – Alessia Cara covering Taylor Swift
“Bitch Better Have My Money” – Kelly Clarkson covering Rihanna
“Cheerleader” – Pentatonix covering Omi
“Hands To Myself/Sorry” – Troye Sivan covering Selena Gomez And Justin Bieber
“Hello” – Demi Lovato covering Adele
“Hotline Bling” – Justin Bieber covering Drake
“Hotline Bling” – Sam Smith & Disclosure covering Drake
“Trap Queen” – Ed Sheeran covering Fetty Wap
“Uptown Funk” – Fifth Harmony, Jasmine V, Jacob Whitesides and Mahogany Lox covering Mark Ronson featuring Bruno Mars — WINNER

Best Song from a Movie:
“Earned It” – The Weeknd (50 Shades of Grey)
“Love Me Like You Do” – Ellie Goulding (50 Shades of Grey)
“See You Again” – Wiz Khalifa featuring Charlie Puth (Furious 7)
“Til It Happens To You” – Lady Gaga (The Hunting Ground) — WINNER
“Writing’s On The Wall” – Sam Smith (Spectre)

Most Meme-able Moment:
Adele and all of the “Hello” memes (Lionel Richie, Miss Piggy, Etc.)
Drake and “Hotline Bling”
Katy Perry and the Left Shark (from Super Bowl 49)
Kanye West and Kanye For President / Kanye 2020
Taylor Swift’s “Crazy Girl” with Running Mascara (from “Blank Space” video) — WINNER

Triple Threat
Lady Gaga – Singer/Actor/Activist
Hailee Steinfeld – Singer/Actor/Model
Jason Derulo – Singer/Host/Dancer
Jennifer Lopez – Singer/Actor/Dancer
Justin Timberlake – Singer/Actor/Dancer
Nick Jonas – Singer/Actor/Model
Selena Gomez – Singer/Actor/Dancer — WINNER
Troye Sivan – Singer/Actor/YouTuber
Usher – Singer/Actor/Dancer
Zendaya – Singer/Actor/Dancer

Best Fan Army:
5 Seconds of Summer – 5SOSFam
Adam Lambert – Glamberts
Ariana Grande – Arianators
Demi Lovato – Lovatics
Fifth Harmony – Harmonizers
Justin Bieber – Beliebers — WINNER
Little Mix – Mixers
Nicki Minaj – Barbz
One Direction – Directioners
Selena Gomez – Selenators
Shawn Mendes – Mendes Army
Taylor Swift – Swifties
Extract: bellanaija

Wednesday, 6 April 2016

hopefull new discovery for the cure of aids: hiv antibody


Newly Discovered "Teenage" Antibody Could Mean Knocking Out HIV for Good


Max Plenke
April 5, 2016
An HIV vaccine could finally be on its way, thanks to the discovery of an immature antibody.
The research, published Tuesday in the journal Immunity, was a collaboration between five teams in three countries. It involved discovering an odd antibody in a Chinese patient whose immune system could fight against the virus.

The antibody looked a lot like the well-known VRC01 antibody, something known to "broadly neutralize" HIV by mimicking an immune-system interaction in your body. It wasn't fully developed, so the researchers called it a "teenage" antibody — only instead of having a pimply mustache and a sulky attitude, it offered a look into how the immune system builds its shields.
"There was something a little bit weird about this antibody," said Jiang Zhu, a biologist from the Scripps Research Institute and co-senior author on the study, in a statement.
Read More: Thanks to CRISPR Gene Editing, Scientists Could Knock HIV Out of Our Vocabulary
What makes HIV so hard to fight: The human immunodeficiency virus is such a challenging disease to battle because not only does it mutate, making it hard to pin down and treat, but it has a wickedly sophisticated defense system. Using an HIV-made protein called Vif, HIV can disable a protein in your body that, in other cases, breaks the virus down in order to better attack it — a divide and conquer technique. When Vif neutralizes that break-'em-up protein by pulling out parts of its DNA, HIV can just keep growing. It's like naturally occurring, weaponized gene editing.
Because of that, traditional methods of building vaccines won't work. You have to "reverse-engineer" a cure using what's known about HIV and past antibodies that have fought against HIV, according to Zhu. Those antibodies are extremely rare.
But finding this "teenage" antibody meant seeing your body's immune system still in progress and not in its final, matured form, offering a rare look at how the body builds its defenses. It was as if the patient had started the team's reverse-engineering research already.

The research team — a mix of scientists from the Scripps Research Institute, the University of Maryland, the Chinese Center for Disease Control and Prevention, Peking University and Nankai University — has been studying the donor's samples for over five years (since it was a "toddler," according to Zhu). Like proud parents, the team watched the antibody develop from its origins to its adolescence to see how antibodies develop — and use that information to make a vaccine to evoke those antibodies.
The best part is that, contrary to previous studies that inferred decade-long development times for powerful VRC01 antibody traits, Zhu's donor showed results in one or two years — the kind of speed you need to fight HIV.
"As long as you have some of those VRC01 signatures, a teenage-stage antibody can become a killer for HIV," Zhu said. "This could be important for developing a universal HIV vaccine."
There's still work to be done before this discovery can lead to huge changes in how doctors handle HIV; an underdeveloped antibody doesn't sit flush with the mature ones, making it hard to neutralize the virus.
But by knowing how antibodies form their defenses, scientists are much closer to finding that universal vaccine, and that's huge news for the future of HIV/AIDS treatment. Score one for teenagers everywhere.
Extract: yahoo news

Bible verses that uplift and encourage, hell, next generation of African billionaires, and mistakes that ruin a marriage



Sunday Adelaja's Blog
Transforming You and Your Nation. For the Love of God, Church and Nation

7 Bible Verses to Uplift And Encourage You In Tough Times!
When going through tough times, the Bible is an excellent source for inspiration and perseverance. Here are seven uplifting Bible verses that will hopefully encourage you through tough times.



1) Psalm 34:17
“When the righteous cry for help, the Lord hears and delivers them out of all their troubles.”

God will help us in our time of struggle – we just need to ask!

2) Proverbs 3:5-6
“Trust in the Lord with all your heart, and do not lean on your own understanding. In all your ways acknowledge him, and he will make straight your paths.”

Don’t feel like you need to do things alone! Lean on the Lord and look to Him for guidance.

3) Psalm 50:15
“[…] and call on me in the day of trouble; I will deliver you, and you will honor me.”

God said it himself – call on him when you need help and he will deliver you!



4) Psalm 3:2-6
“Many are saying of me, ‘God will not deliver him.’ But you, Lord, are a shield around me, my glory, the One who lifts my head high. I call out to the Lord, and he answers me from his holy mountain. I lie down and sleep; I wake again, because the Lord sustains me. I will not fear though tens of thousands assail me on every side.”

There’s no need to lament with God on your side.

5) Joshua 10:25
“Joshua said to them, ‘Do not be afraid; do not be discouraged. Be strong and courageous. This is what the Lord will do to all the enemies you are going to fight.'”

With God on your side, you will not be defeated!

6) Romans 12:12
“Be joyful in hope, patient in affliction, faithful in prayer.”

Prayer, patience and hope will help you through tough times.

7) Galatians 6:9
“Let us not become weary in doing good, for at the proper time we will reap a harvest if we do not give up.”

We will be rewarded for our perseverance.
By KATHERINE WEBER




Hell: What It Is And What The Bible says About It!
We’ve all heard stories of people who have traveled to heaven and/or hell and back to tell the tale to the world. I, for one, am not one to believe such stories right away, but I do know that I don’t need to be “toured” around hell to know enough to not want to go there.

In the New Testament alone, hell is referred to a total of 162 times. God has given us enough education about the torment that is in hell, the people who go there and how we can avoid the pits of it.



While, as Christians, we don’t really focus on hell as much because we know that when we abide in Jesus it is not part of our destiny anymore, it is good to have a healthy view of hell for two reasons: to know what we must save our non-believing loved ones from and to further appreciate God’s love and grace by knowing what Christ has saved us from.

What does the Bible tell us about hell?

Hell is not God’s choice
Galatians 6:8 tells us “For the one who sows to his own flesh will from the flesh reap corruption, but the one who sows to the Spirit will from the Spirit reap eternal life.” God does not willingly throw people into hell just because He wants to, but because it is the choice of those who are destined to be there.

God has made it clear that we can either choose to live with Him now and forever, or be doomed to be separated from Him forever. Sadly, many people still choose to live lives separate from God, and there’s no one else responsible for that choice except themselves.

Hell goes on forever
Hell will not last a thousand years or a million years. It will be for all eternity. It’s daunting to know that we only have a hundred years or less to make a decision that will affect our eternity, but God makes it simple: We are only to believe in Him, period. 2 Thessalonians 1:9 says, “They will suffer the punishment of eternal destruction, away from the presence of the Lord and from the glory of his might.”



Hell is not just physical torment, but spiritual torment
Although the Bible paints a picture of hell by narrating physical torment, the punishment of hell is far more painful than that. Matthew 10:28 tells us, “And do not fear those who kill the body but cannot kill the soul. Rather fear him who can destroy both soul and body in hell.”

Hell is where God’s grace is absent
The greatest punishment is not the presence of pain and suffering, but the absence of God’s love and mercy. Today, everyone still has a taste of that love and grace in one way or another, but those who will fall into eternal fire will no longer experience that love and grace one day.

John 3:36 says, “Whoever believes in the Son has eternal life; whoever does not obey the Son shall not see life, but the wrath of God remains on him.”

By Patrick Mabilog



The Next Generation Of African Billionaires Will Be Farmers – President of the African Development Bank
Akinwumi Adesina, who is currently the President of AfDB (African Development Bank) previously served as Nigeria’s Minister of Agriculture and Rural Development believes that farming will soon be producing more millionaires and billionaires than any other sector in Africa. Adesina was named Forbes African of the Year in December 2013 for his reforms to his country’s farming sector, according to a BBC report.


Dr. Akinwumi Adesina at a Wheat Farm



And most business leaders across the continent agree with Adesina, that farming could be an under exploited gold mine.  Successful businessman, lawyer and parliamentary aspirant Victor Ogeto Swanya, says that “once Kenyans begin embracing modern methods of farming,  then they will realize that there is a lot of potential in the field”.
Swanya has a number of productive greenhouses at his home in Kisii.

His sentiments are shared by Danish whiz-kid Kresten Buch, who has had great success in technology investments around the globe.

“The one thing most people don’t realize is that farming has come a long way, as a practice. If one particularly adopts modern techniques, then farming can be very profitable,” Buch once told this reporter. Buch hopes to start a properly-mechanised farm in Africa.

And those whose minds have been opened are already reaping fruits. The former milk-hawking couple of Susan Muturi and Njoroge Muturi, recently announced that they will be setting up a Sh50m ultra-modern dairy facility.

But the duo, who own the Tassells Dairy Farm in Ruiru, did not have the millions they are talking about now when the venture started 11 years ago.

Njoroge worked as a herdsboy for a farmer in Githunguri, and was  later fired after a disagreement with is employer. By the time he was leaving, he had enough money to buy two cows, and was lucky enough that his new landlord,in Kiserian, allowed him to raise them in his compound.



His enterprising discipline saw him buy a new cow every time he had saved enough money, from his salary and milk sales. He met his wife, Susan, while hawking milk in town, and as fate would have it, she was also interested in dairy farming. Through the internet, they managed to adopt proper husbandry techniques, rasing their herd to 400 dairy cows, which yiled 6,000 and 12,000 litres of milk per day.

The enterprise is run on a two-acre farm, unlike the Muturis, Caleb Karuga had an enviable job, in the media, which he hoped to move away from. He at one time thought of quiting, but the thought that he would have to forfeit Sh1.5m in benefits saw him hold on. Luckily, he was retrenched, alongside tens others, as the media house he worked for restructured.

He went on to lease one acre piece of land in central Kenya and started poultry farming. Today, he operates three farms where he raises thousands of indigenous chicken, quails, guinea fowl. He also grows butternut, strawberry, sweet potatoes and sunflower.

Minister Adenisa believes Africa will be at a better place if the youth to see agriculture as a business, noting that, major local and international investors are now investing in agriculture.


Akinwumi Adesina. 2013 Forbes African Person of The Year

“The number of seed companies alone has risen dramatically and the banks are lending to the sector more than ever before,” he said.

But farming, like every other rewarding career, is not a path plated with diamonds-It is a hard job. Luckily, for those who have a goal, and are willing to put in more than there fair share of tough work, the results soon become evident.


Ex: africanleadership




4 Mistakes That Can Easily Ruin Any Marriage And Cause Divorce!
Many marriages today — even Christian ones — seem to fall short all the time. Nowadays, it seems a whole lot easier to break and ruin a marriage than it is to keep a marriage intact.

Marriage takes and requires a lot of hard work, and it’s very easy to break one apart. It all starts with priorities, obviously, and couples must always put God first in everything they do, their spouses second, their children third and themselves last.



Therein lies the rub — the challenge of placing others before themselves, and this selfishness in the context of marriage can manifest in various ways. Here are four of the most common ways that marriages are laid to waste because of a lack of selflessness and sacrifice.



Mistake #1. Making your spouse your main source of happiness

It’s true that a marriage is a man and woman’s joy, but it should never be their main reason for happiness and satisfaction. The biggest mistake that spouses can ever make is thinking that they need their better half to be happy.

Romans 14:17 says, “For the kingdom of God is not a matter of eating and drinking but of righteousness and peace and joy in the Holy Spirit.” God’s presence and Spirit manifesting through our marriages is the true source of joy, and then the happiness that flows through marriage is just an add-on.

That’s not to say that we should stop serving, surprising and expressing affection to one another, but we should stop relying on one another for contentment. Only God gives contentment, and the good things we experience with our spouses are just a consolation.

Mistake #2. Removing God from the center

In every argument and celebration, Jesus must be the center. Ecclesiastes 4:12 reminds us, “And though a man might prevail against one who is alone, two will withstand him—a threefold cord is not quickly broken.”

When in financial hardship, emotional pain or spiritual challenge, as couples we are to look to God and remember Him as the strongest link in the marriage. Though we all as spouses do our part to cling to each other, we can only do so when both parties cling to God first.



Mistake #3. Limiting forgiveness

There is a very strong biblical emphasis on the need to forgive. Why? Because God knew from the beginning that man would be stupid and careless with His relationships. Colossians 3:13 says, “bearing with one another and, if one has a complaint against another, forgiving each other; as the Lord has forgiven you, so you also must forgive.”

While others may argue that there are some instances, such as infidelity and abuse, that are unforgivable, be reminded that forgiveness does not necessarily mean second chances. Though we are to protect our own civil and moral welfare, the call is still strong to release bitterness and allow forgiveness to reign in all circumstances.

Mistake #4. Making trust and love conditional

I am extremely blessed to have a wife who trusts me based not on my capacity to remain true to my word. As much as I try my best to honor my wife and my God, I am a sinner beyond compare as we all are, and I need grace to get me by. Yes, I stay faithful, but there are times that I forget to lift the toilet seat, burn my wife’s toast, scold my daughter too much and forget the keys in the car.

Despite those times, my wife trusts me still when I use the bathroom, drive the car and discipline my daughter. There is a need to perform yes, but love and trust come as a result of grace, not of performance.

By Patrick Mabilog

EXTRACT : Sunday  blogShare This
Menu


7 Bible Verses to Uplift And Encourage You In Tough Times
When going through tough times, the Bible is an excellent source for inspiration and perseverance. Here are seven uplifting Bible verses that will hopefully encourage you through tough times.



1) Psalm 34:17
“When the righteous cry for help, the Lord hears and delivers them out of all their troubles.”

God will help us in our time of struggle – we just need to ask!

2) Proverbs 3:5-6
“Trust in the Lord with all your heart, and do not lean on your own understanding. In all your ways acknowledge him, and he will make straight your paths.”

Don’t feel like you need to do things alone! Lean on the Lord and look to Him for guidance.

3) Psalm 50:15
“[…] and call on me in the day of trouble; I will deliver you, and you will honor me.”

God said it himself – call on him when you need help and he will deliver you!



4) Psalm 3:2-6
“Many are saying of me, ‘God will not deliver him.’ But you, Lord, are a shield around me, my glory, the One who lifts my head high. I call out to the Lord, and he answers me from his holy mountain. I lie down and sleep; I wake again, because the Lord sustains me. I will not fear though tens of thousands assail me on every side.”

There’s no need to lament with God on your side.

5) Joshua 10:25
“Joshua said to them, ‘Do not be afraid; do not be discouraged. Be strong and courageous. This is what the Lord will do to all the enemies you are going to fight.'”

With God on your side, you will not be defeated!

6) Romans 12:12
“Be joyful in hope, patient in affliction, faithful in prayer.”

Prayer, patience and hope will help you through tough times.

7) Galatians 6:9
“Let us not become weary in doing good, for at the proper time we will reap a harvest if we do not give up.”

We will be rewarded for our perseverance.
By KATHERINE WEBER



Hell: What It Is And What The Bible says About It!
We’ve all heard stories of people who have traveled to heaven and/or hell and back to tell the tale to the world. I, for one, am not one to believe such stories right away, but I do know that I don’t need to be “toured” around hell to know enough to not want to go there.

In the New Testament alone, hell is referred to a total of 162 times. God has given us enough education about the torment that is in hell, the people who go there and how we can avoid the pits of it.



While, as Christians, we don’t really focus on hell as much because we know that when we abide in Jesus it is not part of our destiny anymore, it is good to have a healthy view of hell for two reasons: to know what we must save our non-believing loved ones from and to further appreciate God’s love and grace by knowing what Christ has saved us from.

What does the Bible tell us about hell?

Hell is not God’s choice
Galatians 6:8 tells us “For the one who sows to his own flesh will from the flesh reap corruption, but the one who sows to the Spirit will from the Spirit reap eternal life.” God does not willingly throw people into hell just because He wants to, but because it is the choice of those who are destined to be there.

God has made it clear that we can either choose to live with Him now and forever, or be doomed to be separated from Him forever. Sadly, many people still choose to live lives separate from God, and there’s no one else responsible for that choice except themselves.

Hell goes on forever
Hell will not last a thousand years or a million years. It will be for all eternity. It’s daunting to know that we only have a hundred years or less to make a decision that will affect our eternity, but God makes it simple: We are only to believe in Him, period. 2 Thessalonians 1:9 says, “They will suffer the punishment of eternal destruction, away from the presence of the Lord and from the glory of his might.”



Hell is not just physical torment, but spiritual torment
Although the Bible paints a picture of hell by narrating physical torment, the punishment of hell is far more painful than that. Matthew 10:28 tells us, “And do not fear those who kill the body but cannot kill the soul. Rather fear him who can destroy both soul and body in hell.”

Hell is where God’s grace is absent
The greatest punishment is not the presence of pain and suffering, but the absence of God’s love and mercy. Today, everyone still has a taste of that love and grace in one way or another, but those who will fall into eternal fire will no longer experience that love and grace one day.

John 3:36 says, “Whoever believes in the Son has eternal life; whoever does not obey the Son shall not see life, but the wrath of God remains on him.”

By Patrick Mabilog


The Next Generation Of African Billionaires Will Be Farmers – President of the African Development Bank
Akinwumi Adesina, who is currently the President of AfDB (African Development Bank) previously served as Nigeria’s Minister of Agriculture and Rural Development believes that farming will soon be producing more millionaires and billionaires than any other sector in Africa. Adesina was named Forbes African of the Year in December 2013 for his reforms to his country’s farming sector, according to a BBC report.
And most business leaders across the continent agree with Adesina, that farming could be an under exploited gold mine.  Successful businessman, lawyer and parliamentary aspirant Victor Ogeto Swanya, says that “once Kenyans begin embracing modern methods of farming,  then they will realize that there is a lot of potential in the field”.
Swanya has a number of productive greenhouses at his home in Kisii.

His sentiments are shared by Danish whiz-kid Kresten Buch, who has had great success in technology investments around the globe.

“The one thing most people don’t realize is that farming has come a long way, as a practice. If one particularly adopts modern techniques, then farming can be very profitable,” Buch once told this reporter. Buch hopes to start a properly-mechanised farm in Africa.

And those whose minds have been opened are already reaping fruits. The former milk-hawking couple of Susan Muturi and Njoroge Muturi, recently announced that they will be setting up a Sh50m ultra-modern dairy facility.

But the duo, who own the Tassells Dairy Farm in Ruiru, did not have the millions they are talking about now when the venture started 11 years ago.

Njoroge worked as a herdsboy for a farmer in Githunguri, and was  later fired after a disagreement with is employer. By the time he was leaving, he had enough money to buy two cows, and was lucky enough that his new landlord,in Kiserian, allowed him to raise them in his compound.

His enterprising discipline saw him buy a new cow every time he had saved enough money, from his salary and milk sales. He met his wife, Susan, while hawking milk in town, and as fate would have it, she was also interested in dairy farming. Through the internet, they managed to adopt proper husbandry techniques, rasing their herd to 400 dairy cows, which yiled 6,000 and 12,000 litres of milk per day.

The enterprise is run on a two-acre farm, unlike the Muturis, Caleb Karuga had an enviable job, in the media, which he hoped to move away from. He at one time thought of quiting, but the thought that he would have to forfeit Sh1.5m in benefits saw him hold on. Luckily, he was retrenched, alongside tens others, as the media house he worked for restructured.

He went on to lease one acre piece of land in central Kenya and started poultry farming. Today, he operates three farms where he raises thousands of indigenous chicken, quails, guinea fowl. He also grows butternut, strawberry, sweet potatoes and sunflower.

Minister Adenisa believes Africa will be at a better place if the youth to see agriculture as a business, noting that, major local and international investors are now investing in agriculture.


Akinwumi Adesina. 2013 Forbes African Person of The Year

“The number of seed companies alone has risen dramatically and the banks are lending to the sector more than ever before,” he said.

But farming, like every other rewarding career, is not a path plated with diamonds-It is a hard job. Luckily, for those who have a goal, and are willing to put in more than there fair share of tough work, the results soon become evident.


Ex: africanleadership



4 Mistakes That Can Easily Ruin Any Marriage And Cause Divorce
Many marriages today — even Christian ones — seem to fall short all the time. Nowadays, it seems a whole lot easier to break and ruin a marriage than it is to keep a marriage intact.

Marriage takes and requires a lot of hard work, and it’s very easy to break one apart. It all starts with priorities, obviously, and couples must always put God first in everything they do, their spouses second, their children third and themselves last.



Therein lies the rub — the challenge of placing others before themselves, and this selfishness in the context of marriage can manifest in various ways. Here are four of the most common ways that marriages are laid to waste because of a lack of selflessness and sacrifice.



Mistake #1. Making your spouse your main source of happiness

It’s true that a marriage is a man and woman’s joy, but it should never be their main reason for happiness and satisfaction. The biggest mistake that spouses can ever make is thinking that they need their better half to be happy.

Romans 14:17 says, “For the kingdom of God is not a matter of eating and drinking but of righteousness and peace and joy in the Holy Spirit.” God’s presence and Spirit manifesting through our marriages is the true source of joy, and then the happiness that flows through marriage is just an add-on.

That’s not to say that we should stop serving, surprising and expressing affection to one another, but we should stop relying on one another for contentment. Only God gives contentment, and the good things we experience with our spouses are just a consolation.

Mistake #2. Removing God from the center

In every argument and celebration, Jesus must be the center. Ecclesiastes 4:12 reminds us, “And though a man might prevail against one who is alone, two will withstand him—a threefold cord is not quickly broken.”

When in financial hardship, emotional pain or spiritual challenge, as couples we are to look to God and remember Him as the strongest link in the marriage. Though we all as spouses do our part to cling to each other, we can only do so when both parties cling to God first.



Mistake #3. Limiting forgiveness

There is a very strong biblical emphasis on the need to forgive. Why? Because God knew from the beginning that man would be stupid and careless with His relationships. Colossians 3:13 says, “bearing with one another and, if one has a complaint against another, forgiving each other; as the Lord has forgiven you, so you also must forgive.”

While others may argue that there are some instances, such as infidelity and abuse, that are unforgivable, be reminded that forgiveness does not necessarily mean second chances. Though we are to protect our own civil and moral welfare, the call is still strong to release bitterness and allow forgiveness to reign in all circumstances.

Mistake #4. Making trust and love conditional

I am extremely blessed to have a wife who trusts me based not on my capacity to remain true to my word. As much as I try my best to honor my wife and my God, I am a sinner beyond compare as we all are, and I need grace to get me by. Yes, I stay faithful, but there are times that I forget to lift the toilet seat, burn my wife’s toast, scold my daughter too much and forget the keys in the car.

Despite those times, my wife trusts me still when I use the bathroom, drive the car and discipline my daughter. There is a need to perform yes, but love and trust come as a result of grace, not of performance.

By Patrick Mabilog

EXTRACT : Sundayadelajasblog.com


7 Bible Verses to Uplift And Encourage You In Tough Times!
When going through tough times, the Bible is an excellent source for inspiration and perseverance. Here are seven uplifting Bible verses that will hopefully encourage you through tough times.



1) Psalm 34:17
“When the righteous cry for help, the Lord hears and delivers them out of all their troubles.”

God will help us in our time of struggle – we just need to ask!

2) Proverbs 3:5-6
“Trust in the Lord with all your heart, and do not lean on your own understanding. In all your ways acknowledge him, and he will make straight your paths.”

Don’t feel like you need to do things alone! Lean on the Lord and look to Him for guidance.

3) Psalm 50:15
“[…] and call on me in the day of trouble; I will deliver you, and you will honor me.”

God said it himself – call on him when you need help and he will deliver you!



4) Psalm 3:2-6
“Many are saying of me, ‘God will not deliver him.’ But you, Lord, are a shield around me, my glory, the One who lifts my head high. I call out to the Lord, and he answers me from his holy mountain. I lie down and sleep; I wake again, because the Lord sustains me. I will not fear though tens of thousands assail me on every side.”

There’s no need to lament with God on your side.

5) Joshua 10:25
“Joshua said to them, ‘Do not be afraid; do not be discouraged. Be strong and courageous. This is what the Lord will do to all the enemies you are going to fight.'”

With God on your side, you will not be defeated!

6) Romans 12:12
“Be joyful in hope, patient in affliction, faithful in prayer.”

Prayer, patience and hope will help you through tough times.

7) Galatians 6:9
“Let us not become weary in doing good, for at the proper time we will reap a harvest if we do not give up.”

We will be rewarded for our perseverance.
By KATHERINE WEBER



Hell: What It Is And What The Bible says About It!
We’ve all heard stories of people who have traveled to heaven and/or hell and back to tell the tale to the world. I, for one, am not one to believe such stories right away, but I do know that I don’t need to be “toured” around hell to know enough to not want to go there.

In the New Testament alone, hell is referred to a total of 162 times. God has given us enough education about the torment that is in hell, the people who go there and how we can avoid the pits of it.



While, as Christians, we don’t really focus on hell as much because we know that when we abide in Jesus it is not part of our destiny anymore, it is good to have a healthy view of hell for two reasons: to know what we must save our non-believing loved ones from and to further appreciate God’s love and grace by knowing what Christ has saved us from.

What does the Bible tell us about hell?

Hell is not God’s choice
Galatians 6:8 tells us “For the one who sows to his own flesh will from the flesh reap corruption, but the one who sows to the Spirit will from the Spirit reap eternal life.” God does not willingly throw people into hell just because He wants to, but because it is the choice of those who are destined to be there.

God has made it clear that we can either choose to live with Him now and forever, or be doomed to be separated from Him forever. Sadly, many people still choose to live lives separate from God, and there’s no one else responsible for that choice except themselves.

Hell goes on forever
Hell will not last a thousand years or a million years. It will be for all eternity. It’s daunting to know that we only have a hundred years or less to make a decision that will affect our eternity, but God makes it simple: We are only to believe in Him, period. 2 Thessalonians 1:9 says, “They will suffer the punishment of eternal destruction, away from the presence of the Lord and from the glory of his might.”



Hell is not just physical torment, but spiritual torment
Although the Bible paints a picture of hell by narrating physical torment, the punishment of hell is far more painful than that. Matthew 10:28 tells us, “And do not fear those who kill the body but cannot kill the soul. Rather fear him who can destroy both soul and body in hell.”

Hell is where God’s grace is absent
The greatest punishment is not the presence of pain and suffering, but the absence of God’s love and mercy. Today, everyone still has a taste of that love and grace in one way or another, but those who will fall into eternal fire will no longer experience that love and grace one day.

John 3:36 says, “Whoever believes in the Son has eternal life; whoever does not obey the Son shall not see life, but the wrath of God remains on him.”

By Patrick Mabilog


The Next Generation Of African Billionaires Will Be Farmers – President of the African Development Bank
Akinwumi Adesina, who is currently the President of AfDB (African Development Bank) previously served as Nigeria’s Minister of Agriculture and Rural Development believes that farming will soon be producing more millionaires and billionaires than any other sector in Africa. Adesina was named Forbes African of the Year in December 2013 for his reforms to his country’s farming sector, according to a BBC report.


Dr. Akinwumi Adesina at a Wheat Farm



And most business leaders across the continent agree with Adesina, that farming could be an under exploited gold mine.  Successful businessman, lawyer and parliamentary aspirant Victor Ogeto Swanya, says that “once Kenyans begin embracing modern methods of farming,  then they will realize that there is a lot of potential in the field”.
Swanya has a number of productive greenhouses at his home in Kisii.

His sentiments are shared by Danish whiz-kid Kresten Buch, who has had great success in technology investments around the globe.

“The one thing most people don’t realize is that farming has come a long way, as a practice. If one particularly adopts modern techniques, then farming can be very profitable,” Buch once told this reporter. Buch hopes to start a properly-mechanised farm in Africa.

And those whose minds have been opened are already reaping fruits. The former milk-hawking couple of Susan Muturi and Njoroge Muturi, recently announced that they will be setting up a Sh50m ultra-modern dairy facility.

But the duo, who own the Tassells Dairy Farm in Ruiru, did not have the millions they are talking about now when the venture started 11 years ago.

Njoroge worked as a herdsboy for a farmer in Githunguri, and was  later fired after a disagreement with is employer. By the time he was leaving, he had enough money to buy two cows, and was lucky enough that his new landlord,in Kiserian, allowed him to raise them in his compound.



His enterprising discipline saw him buy a new cow every time he had saved enough money, from his salary and milk sales. He met his wife, Susan, while hawking milk in town, and as fate would have it, she was also interested in dairy farming. Through the internet, they managed to adopt proper husbandry techniques, rasing their herd to 400 dairy cows, which yiled 6,000 and 12,000 litres of milk per day.

The enterprise is run on a two-acre farm, unlike the Muturis, Caleb Karuga had an enviable job, in the media, which he hoped to move away from. He at one time thought of quiting, but the thought that he would have to forfeit Sh1.5m in benefits saw him hold on. Luckily, he was retrenched, alongside tens others, as the media house he worked for restructured.

He went on to lease one acre piece of land in central Kenya and started poultry farming. Today, he operates three farms where he raises thousands of indigenous chicken, quails, guinea fowl. He also grows butternut, strawberry, sweet potatoes and sunflower.

Minister Adenisa believes Africa will be at a better place if the youth to see agriculture as a business, noting that, major local and international investors are now investing in agriculture.


Akinwumi Adesina. 2013 Forbes African Person of The Year

“The number of seed companies alone has risen dramatically and the banks are lending to the sector more than ever before,” he said.

But farming, like every other rewarding career, is not a path plated with diamonds-It is a hard job. Luckily, for those who have a goal, and are willing to put in more than there fair share of tough work, the results soon become evident.


Ex: africanleadership



4 Mistakes That Can Easily Ruin Any Marriage And Cause Divorce!
Many marriages today — even Christian ones — seem to fall short all the time. Nowadays, it seems a whole lot easier to break and ruin a marriage than it is to keep a marriage intact.

Marriage takes and requires a lot of hard work, and it’s very easy to break one apart. It all starts with priorities, obviously, and couples must always put God first in everything they do, their spouses second, their children third and themselves last.



Therein lies the rub — the challenge of placing others before themselves, and this selfishness in the context of marriage can manifest in various ways. Here are four of the most common ways that marriages are laid to waste because of a lack of selflessness and sacrifice.



Mistake #1. Making your spouse your main source of happiness

It’s true that a marriage is a man and woman’s joy, but it should never be their main reason for happiness and satisfaction. The biggest mistake that spouses can ever make is thinking that they need their better half to be happy.

Romans 14:17 says, “For the kingdom of God is not a matter of eating and drinking but of righteousness and peace and joy in the Holy Spirit.” God’s presence and Spirit manifesting through our marriages is the true source of joy, and then the happiness that flows through marriage is just an add-on.

That’s not to say that we should stop serving, surprising and expressing affection to one another, but we should stop relying on one another for contentment. Only God gives contentment, and the good things we experience with our spouses are just a consolation.

Mistake #2. Removing God from the center

In every argument and celebration, Jesus must be the center. Ecclesiastes 4:12 reminds us, “And though a man might prevail against one who is alone, two will withstand him—a threefold cord is not quickly broken.”

When in financial hardship, emotional pain or spiritual challenge, as couples we are to look to God and remember Him as the strongest link in the marriage. Though we all as spouses do our part to cling to each other, we can only do so when both parties cling to God first.



Mistake #3. Limiting forgiveness

There is a very strong biblical emphasis on the need to forgive. Why? Because God knew from the beginning that man would be stupid and careless with His relationships. Colossians 3:13 says, “bearing with one another and, if one has a complaint against another, forgiving each other; as the Lord has forgiven you, so you also must forgive.”

While others may argue that there are some instances, such as infidelity and abuse, that are unforgivable, be reminded that forgiveness does not necessarily mean second chances. Though we are to protect our own civil and moral welfare, the call is still strong to release bitterness and allow forgiveness to reign in all circumstances.

Mistake #4. Making trust and love conditional

I am extremely blessed to have a wife who trusts me based not on my capacity to remain true to my word. As much as I try my best to honor my wife and my God, I am a sinner beyond compare as we all are, and I need grace to get me by. Yes, I stay faithful, but there are times that I forget to lift the toilet seat, burn my wife’s toast, scold my daughter too much and forget the keys in the car.

Despite those times, my wife trusts me still when I use the bathroom, drive the car and discipline my daughter. There is a need to perform yes, but love and trust come as a result of grace, not of performance.

By Patrick Mabilog

EXTRACT : Sunday  blogShare This
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7 Bible Verses to Uplift And Encourage You In Tough Times!
When going through tough times, the Bible is an excellent source for inspiration and perseverance. Here are seven uplifting Bible verses that will hopefully encourage you through tough times.



1) Psalm 34:17
“When the righteous cry for help, the Lord hears and delivers them out of all their troubles.”

God will help us in our time of struggle – we just need to ask!

2) Proverbs 3:5-6
“Trust in the Lord with all your heart, and do not lean on your own understanding. In all your ways acknowledge him, and he will make straight your paths.”

Don’t feel like you need to do things alone! Lean on the Lord and look to Him for guidance.

3) Psalm 50:15
“[…] and call on me in the day of trouble; I will deliver you, and you will honor me.”

God said it himself – call on him when you need help and he will deliver you!



4) Psalm 3:2-6
“Many are saying of me, ‘God will not deliver him.’ But you, Lord, are a shield around me, my glory, the One who lifts my head high. I call out to the Lord, and he answers me from his holy mountain. I lie down and sleep; I wake again, because the Lord sustains me. I will not fear though tens of thousands assail me on every side.”

There’s no need to lament with God on your side.

5) Joshua 10:25
“Joshua said to them, ‘Do not be afraid; do not be discouraged. Be strong and courageous. This is what the Lord will do to all the enemies you are going to fight.'”

With God on your side, you will not be defeated!

6) Romans 12:12
“Be joyful in hope, patient in affliction, faithful in prayer.”

Prayer, patience and hope will help you through tough times.

7) Galatians 6:9
“Let us not become weary in doing good, for at the proper time we will reap a harvest if we do not give up.”

We will be rewarded for our perseverance.
By KATHERINE WEBER



Hell: What It Is And What The Bible says About It!
We’ve all heard stories of people who have traveled to heaven and/or hell and back to tell the tale to the world. I, for one, am not one to believe such stories right away, but I do know that I don’t need to be “toured” around hell to know enough to not want to go there.

In the New Testament alone, hell is referred to a total of 162 times. God has given us enough education about the torment that is in hell, the people who go there and how we can avoid the pits of it.



While, as Christians, we don’t really focus on hell as much because we know that when we abide in Jesus it is not part of our destiny anymore, it is good to have a healthy view of hell for two reasons: to know what we must save our non-believing loved ones from and to further appreciate God’s love and grace by knowing what Christ has saved us from.

What does the Bible tell us about hell?

Hell is not God’s choice
Galatians 6:8 tells us “For the one who sows to his own flesh will from the flesh reap corruption, but the one who sows to the Spirit will from the Spirit reap eternal life.” God does not willingly throw people into hell just because He wants to, but because it is the choice of those who are destined to be there.

God has made it clear that we can either choose to live with Him now and forever, or be doomed to be separated from Him forever. Sadly, many people still choose to live lives separate from God, and there’s no one else responsible for that choice except themselves.

Hell goes on forever
Hell will not last a thousand years or a million years. It will be for all eternity. It’s daunting to know that we only have a hundred years or less to make a decision that will affect our eternity, but God makes it simple: We are only to believe in Him, period. 2 Thessalonians 1:9 says, “They will suffer the punishment of eternal destruction, away from the presence of the Lord and from the glory of his might.”



Hell is not just physical torment, but spiritual torment
Although the Bible paints a picture of hell by narrating physical torment, the punishment of hell is far more painful than that. Matthew 10:28 tells us, “And do not fear those who kill the body but cannot kill the soul. Rather fear him who can destroy both soul and body in hell.”

Hell is where God’s grace is absent
The greatest punishment is not the presence of pain and suffering, but the absence of God’s love and mercy. Today, everyone still has a taste of that love and grace in one way or another, but those who will fall into eternal fire will no longer experience that love and grace one day.

John 3:36 says, “Whoever believes in the Son has eternal life; whoever does not obey the Son shall not see life, but the wrath of God remains on him.”

By Patrick Mabilog


The Next Generation Of African Billionaires Will Be Farmers – President of the African Development Bank
Akinwumi Adesina, who is currently the President of AfDB (African Development Bank) previously served as Nigeria’s Minister of Agriculture and Rural Development believes that farming will soon be producing more millionaires and billionaires than any other sector in Africa. Adesina was named Forbes African of the Year in December 2013 for his reforms to his country’s farming sector, according to a BBC report.


Dr. Akinwumi Adesina at a Wheat Farm



And most business leaders across the continent agree with Adesina, that farming could be an under exploited gold mine.  Successful businessman, lawyer and parliamentary aspirant Victor Ogeto Swanya, says that “once Kenyans begin embracing modern methods of farming,  then they will realize that there is a lot of potential in the field”.
Swanya has a number of productive greenhouses at his home in Kisii.

His sentiments are shared by Danish whiz-kid Kresten Buch, who has had great success in technology investments around the globe.

“The one thing most people don’t realize is that farming has come a long way, as a practice. If one particularly adopts modern techniques, then farming can be very profitable,” Buch once told this reporter. Buch hopes to start a properly-mechanised farm in Africa.

And those whose minds have been opened are already reaping fruits. The former milk-hawking couple of Susan Muturi and Njoroge Muturi, recently announced that they will be setting up a Sh50m ultra-modern dairy facility.

But the duo, who own the Tassells Dairy Farm in Ruiru, did not have the millions they are talking about now when the venture started 11 years ago.

Njoroge worked as a herdsboy for a farmer in Githunguri, and was  later fired after a disagreement with is employer. By the time he was leaving, he had enough money to buy two cows, and was lucky enough that his new landlord,in Kiserian, allowed him to raise them in his compound.



His enterprising discipline saw him buy a new cow every time he had saved enough money, from his salary and milk sales. He met his wife, Susan, while hawking milk in town, and as fate would have it, she was also interested in dairy farming. Through the internet, they managed to adopt proper husbandry techniques, rasing their herd to 400 dairy cows, which yiled 6,000 and 12,000 litres of milk per day.

The enterprise is run on a two-acre farm, unlike the Muturis, Caleb Karuga had an enviable job, in the media, which he hoped to move away from. He at one time thought of quiting, but the thought that he would have to forfeit Sh1.5m in benefits saw him hold on. Luckily, he was retrenched, alongside tens others, as the media house he worked for restructured.

He went on to lease one acre piece of land in central Kenya and started poultry farming. Today, he operates three farms where he raises thousands of indigenous chicken, quails, guinea fowl. He also grows butternut, strawberry, sweet potatoes and sunflower.

Minister Adenisa believes Africa will be at a better place if the youth to see agriculture as a business, noting that, major local and international investors are now investing in agriculture.


Akinwumi Adesina. 2013 Forbes African Person of The Year

“The number of seed companies alone has risen dramatically and the banks are lending to the sector more than ever before,” he said.

But farming, like every other rewarding career, is not a path plated with diamonds-It is a hard job. Luckily, for those who have a goal, and are willing to put in more than there fair share of tough work, the results soon become evident.


Ex: africanleadership



4 Mistakes That Can Easily Ruin Any Marriage And Cause Divorce!
Many marriages today — even Christian ones — seem to fall short all the time. Nowadays, it seems a whole lot easier to break and ruin a marriage than it is to keep a marriage intact.

Marriage takes and requires a lot of hard work, and it’s very easy to break one apart. It all starts with priorities, obviously, and couples must always put God first in everything they do, their spouses second, their children third and themselves last.



Therein lies the rub — the challenge of placing others before themselves, and this selfishness in the context of marriage can manifest in various ways. Here are four of the most common ways that marriages are laid to waste because of a lack of selflessness and sacrifice.



Mistake #1. Making your spouse your main source of happiness

It’s true that a marriage is a man and woman’s joy, but it should never be their main reason for happiness and satisfaction. The biggest mistake that spouses can ever make is thinking that they need their better half to be happy.

Romans 14:17 says, “For the kingdom of God is not a matter of eating and drinking but of righteousness and peace and joy in the Holy Spirit.” God’s presence and Spirit manifesting through our marriages is the true source of joy, and then the happiness that flows through marriage is just an add-on.

That’s not to say that we should stop serving, surprising and expressing affection to one another, but we should stop relying on one another for contentment. Only God gives contentment, and the good things we experience with our spouses are just a consolation.

Mistake #2. Removing God from the center

In every argument and celebration, Jesus must be the center. Ecclesiastes 4:12 reminds us, “And though a man might prevail against one who is alone, two will withstand him—a threefold cord is not quickly broken.”

When in financial hardship, emotional pain or spiritual challenge, as couples we are to look to God and remember Him as the strongest link in the marriage. Though we all as spouses do our part to cling to each other, we can only do so when both parties cling to God first.



Mistake #3. Limiting forgiveness

There is a very strong biblical emphasis on the need to forgive. Why? Because God knew from the beginning that man would be stupid and careless with His relationships. Colossians 3:13 says, “bearing with one another and, if one has a complaint against another, forgiving each other; as the Lord has forgiven you, so you also must forgive.”

While others may argue that there are some instances, such as infidelity and abuse, that are unforgivable, be reminded that forgiveness does not necessarily mean second chances. Though we are to protect our own civil and moral welfare, the call is still strong to release bitterness and allow forgiveness to reign in all circumstances.

Mistake #4. Making trust and love conditional

I am extremely blessed to have a wife who trusts me based not on my capacity to remain true to my word. As much as I try my best to honor my wife and my God, I am a sinner beyond compare as we all are, and I need grace to get me by. Yes, I stay faithful, but there are times that I forget to lift the toilet seat, burn my wife’s toast, scold my daughter too much and forget the keys in the car.

Despite those times, my wife trusts me still when I use the bathroom, drive the car and discipline my daughter. There is a need to perform yes, but love and trust come as a result of grace, not of performance.

By Patrick Mabilog

EXTRACT : Sundayadelajasblog.com



Be Self Employed. Be a millionaire while you sleep.

Making money while you sleep.
Has a nice ring to it, doesn’t it?
David Bailey said “To get rich, you have to be making money while you’re asleep.”
After reading books like “Rich Dad Poor Dad” and “4 Hour Work Week,” I became obsessed with making passive income.
Whenever someone needs additional income, the stereotypical suggestion offered is to “get a part-time job.”
But what if you don’t have the time or energy to put in all those extra hours?
I know I didn’t. Plus that wasn’t as appealing as making money while I was trading time for money.
For that, you may need some passive income ideas — ways to make money with little investment of time and effort on your part.
Here’s a list of quite a few passive income ideas, so it’s likely that you’ll be able to find at least two or three that will work in your situation.
Earn interest on safe investments.

1. Try out index funds.
Index funds provide you with a way to invest in the stock market that is completely passive. For example, if you invest money in an index fund that is based on the S&P 500 Index, you will be invested in the general market, without having to concern yourself with choosing investments, rebalancing your portfolio, or knowing when to sell or buy individual companies. All that will be handled by the fund which will base the fund portfolio on the makeup of the underlying index.
You are also free to choose a fund that is based on any index that you want. For example, there are index funds set up for just about every market sector there is — energy, precious metals, banking, emerging markets — you name it. All you have to do is decide that you want to participate, then contribute money and sit back and relax. Your stock portfolio will then be on automatic pilot.
Tap into YouTube.

2. Make YouTube videos.
This is a venture that is growing rapidly. You can create videos in just about any area that you like — music, tutorials, opinions, comedy, movie reviews — anything you want . . . then put them on YouTube. You can then attach Google AdSense to the videos, which will overlay your videos with automatic ads. When viewers click on those ads, you will earn money from AdSense.
The keys will be to create compelling videos, to promote those videos on social media websites, and to create enough of them that your income will be coming from multiple sources. There’s a good bit of work that goes into creating videos, but once a video is done it can become a completely passive cash flow source for a very long time.
Don’t think you can find success with YouTube? You sure can. Emily Eddington used her love for makeup and YouTube to quit her full-time job . She has received over 66 million views on YouTube. This former morning news anchor took her passion — makeup — and turned it into a phenomenal success.

3. Try affiliate marketing and make sales.
This is a passive income technique that is better suited to people who have blogs and active websites. You can sign up to promote certain products or services on your site, for which you will be paid either a flat fee or a percentage of the amount of the sale completed.
This isn’t as hard to do as you might think, since there are thousands of companies in the world who want to sell their products in as many places as they can.
You can find affiliate offers either by contacting vendors directly, or on dedicated websites, such as ClickBank. It’s always best if the product or service is one that you are either very interested in or is highly relevant to your website.
Convert your photography into income.

4. Put your photography to work on the web.
Do you like photography? If you do, you may be able to convert it into a passive income source. Photography websites such as Shutterstock and
iStockphoto can provide you with platforms to sell your photos. They may offer either a percentage or a flat fee of each photo that is sold to a site client.
In this way, a single photo could represent a cash flow source since it can be sold again and again. You simply need to create your photo portfolio, put it on one or more photo platforms, and then the activity becomes completely passive. All the technicalities of the photo sales are handled through the web platform.
And yes, that’s me in a stock photo you can purchase from iStockPhoto.com. My good is a photographer and has uploaded a few hundred photos to their platform and makes a good residual income from it.

5. Purchase high dividend stocks.
By building a portfolio of high dividend stocks, you can create regular passive income at an annual rate that is much higher than what you get on bank investments.
Just as important, since high dividend stocks are stocks, there is always the potential for capital appreciation.
In that way, you can earn passive income from two sources — dividends and capital gains.
You will need a brokerage account to purchase these stocks and complete the research needed.
Joe Raedle/Getty Images
Every time you swipe your credit card you can get cash back.

6. Write an ebook.
This can be a lot of work upfront, but once the ebook is created and marketed it can provide you with a passive revenue stream for years. You can either sell the ebook on your own website or offer it as an affiliate arrangement with other websites that provide content related to your ebook.

7. Get cash-back rewards on credit cards.
There are credit cards that provide cash-back rewards ranging anywhere from 1% to 5% of the amount purchased. You’re going to be out shopping and buying anyway, right?
Rewards will give you an opportunity to earn some passive “income” (in the form of reduced outgo) from doing what you would do anyway.
We recently started being mindful of collecting reward points on our cards especially since we like to travel. In the past year we’ve been able to use our reward points to pay for 9 round trip flights and few nights in a hotel. Now that’s what I’m talking about!
You can sell pretty much any product or service online.

8. Sell your own products on the internet.
The possibilities here are endless — you can sell just about any product or service that you like. It could be a product you have created and can manufacture on your own or it could be digital in nature (such as software, DVDs, or even instructional videos).
You can set up a dedicated website for this product or service, unless of course you have a website or blog already in place. Alternatively, you can also sell it on an affiliate basis, either by offering it direct to websites and blogs related to your product or service, or through a platform such as ClickBank .
If you make a lot of money in your current job and you’re not sure that you can make a similar amount by selling products online, think again. A while back, I interviewed Steve Chou from
MyWifeQuitHerJob.com . In our podcast interview , Steve explained how his wife quit her job to become a stay-at-home mom.
Now, being a stay-at-home mom is a full-time job — but Steve Chou’s wife also started an online business that replaced her former salary and started bringing in a six-figure income! Wow, right?
You can learn to sell products online too and make quite a bit of money. While it’s not entirely passive, it’s certainly more passive than getting up and heading out the door to work every morning!
Analyze potential real-estate opportunities.

9. Invest in real estate.
This probably falls more in the category of semi-passive income, since an investment in real estate is always at least a little bit of an active venture. Still, once you have a property that is established and fully rented, it’s mostly a matter of managing the property and keeping it performing well.
Additionally, there are professional property managers who can manage your property for you, usually for around 10% of the monthly rent. This professional management can make the investment much more passive, but will take a bite out of your cash flow.
According to Brandon Turner, an active real estate investor and co-host on the popular BiggerPockets Podcast,
The key to success with rental properties is buying smart. Not every property is going to provide a good return or prove to be passive. Understanding how to analyze potential real estate opportunities is incredibly important. As the old adage goes — you make your money when you buy!
Another benefit of investing in rental properties is the loan pay down. If you obtain a loan to buy the property, each month your tenants are paying off part of the loan. Once the mortgage on the property has been paid off, your cash flow will increase dramatically, allowing your mediocre investment to skyrocket into a full-fledged retirement program.
It wouldn’t take many paid-off properties to provide a pretty great, and mostly-passive, future for you and your family.
Buy or create your own blog.

10. Buy a blog.
Thousands of blogs are created every year, and thousands are either completely abandoned by their owners sometime afterward. If you can buy blogs with a reasonable amount of web traffic — as well as a demonstrated cash flow — it could be a perfect passive income source.
Most blogs employ Google AdSense, which provides a monthly revenue stream based on ads that Google places on the site. There may also be affiliate programs generating additional revenue. Both income sources will be yours once you purchase the blog.
From a financial perspective, blogs usually sell for 24 times their monthly income. So if the site generates $250 a month in income, you can likely buy it for no more than $3,000. Translation: a $3,000 investment will buy you $1,500 per year in cash flow.
You may even be able to purchase the site for less than 24 months’ earnings, if the site owner is particularly anxious to get out. Some sites have good “evergreen” content that will continue generating revenue even years after the site has gone silent.
Bonus tip: If you were to buy such a site, and then to reinvigorate it with fresh content, you may be able raise the monthly revenue enabling yourself to sell the site at a later date for substantially more than what you paid for it.
Finally, instead of buying a blog, you might want to create your own blog . You can make some money either way!

11. Pay off a credit card (or two or three).
Reducing a fixed expense is the financial equivalent of creating passive income. This is certainly true when it comes to credit cards. Let’s say that you owe $10,000 on a credit card, on which there is a monthly payment equal to 2% of the balance, or $200 per month.
By paying the card off, you’ll be free up $2,400 per year in cash flow that would’ve gone to the monthly payments.
That’s like getting a guaranteed 24% return on a $10,000 investment. Good deal?

12. Write a book and collect royalties.
Much like writing an ebook, there’s a lot of work upfront. But once that’s done, and the book goes into the sales stage, it becomes a completely passive venture.
This is especially true if you can sell the book to a publisher who will pay you royalties for the distribution and sale of the book. You’ll get a percentage of each sale made, and if the book is fairly popular, the royalties could be substantial. Just as important, the royalties can continue flowing for many years.
Mike Piper from OblivousInvestor.com did just that. He wrote a book, Investing Made Simple , which was sold strictly on Amazon. He had decent success with the first book that he created an entire series of book. Those books now net him over 6 figures per year . Not too shabby.
Sell someone else’s product online.

13. Set up a website selling a product.
If there is a product that you are particularly knowledgeable about, you may be able to sell it on a dedicated website. The technique is similar to what you would use for your own product, except that you will not to be concerning yourself with product creation, but only with the sale of someone else’s product.
You may even find after a while that you are able to add other products that are related. Should that happen, the site could generate substantial revenues.
If you are able to have the product drop shipped to customers directly from the manufacturer, you won’t even have to get your hands dirty. That may not be 100% passive, but it’s darn close.

14. Invest in real estate investment trusts (REITs).
In #10 we talked about investing in real estate. But let’s say that you want to invest in real estate, but do it in a truly passive way. You can do that through a real estate investment trust. This is something like a mutual fund holding various real estate projects. The fund is managed by professionals, so you never have to get involved.
One of the big benefits of investing in REITs is that they typically pay higher dividends than stocks, bonds, or bank investments. You can also sell your interest in a REIT anytime you like, which makes it more liquid than owning real estate outright.

15. Become a business silent partner.
Do you know of a successful business that needs capital for expansion? If so, you can become something of a small-time angel investor and provide that needed capital. But rather than offering a loan to a business owner, you instead take an equity position in the business. In this way, the business owner will handle the day-to-day operations, while you will act as a silent partner who also participates in the profits of the business.
Every small business needs referral sources to maintain sales.

16. Become a referral source.
Every small business needs referral sources in order to maintain sales. Make a list of small business providers that you use on a regular basis and feel you can recommend to others without reservation. Then contact the owners and see if they have any kind of cash referral offers available.
You can do this with accountants, landscapers, electricians, plumbers, carpet cleaning services — the list is endless. Keep a list of these businesses, and be ready to refer them to your friends, family and coworkers. You can earn a fee on each referral just from talking to people.
Don’t overlook referral programs at work either. If your company offers a referral bonus for either new employees or for new customers, then take advantage of that plan. It’s easy money with virtually no work.
Shutterstock
Tap into Airbnb.

17. Rent out unused space with Airbnb.
Airbnb is a concept that has only been around for a few years, but it has exploded around the globe. Airbnb allows people to travel all around the world and to stay in accommodations that are a lot less expensive than traditional hotels. They do this by staying with participating Airbnb members who rent out part of their homes to travelers. By participating in Airbnb, you can use your residence to accommodate guests and earn extra money just for renting out space in your home.
Paula Pant, cubicle renegade AffordAnything.com took a stab at making extra money renting out locations exclusively through Airnbnb. Her Airbnb experiment netted her an extra $19,000 in revenue and 1 police visit!
How much you will make will depend upon the size and condition of your home and your location. Naturally, if your home is located in a high cost city, or close to a popular resort, your income will be much higher. It’s a way of earning money on space in your home that might just be sitting empty otherwise.
Create an app.

18. Build an app.
Apps can be an incredibly lucrative income source. Think about how many people today have smartphones. Come on, it’s just about everybody! People are downloading apps like crazy — and for good reason . . .
Apps make people’s lives easier. Whether it’s an app that helps people put together nice pictures for their blog or an app that keeps track of tasks, there are helpful apps out there for everyone.
You might be asking if there are so many apps out there, why would you want to attempt to create an app? Isn’t there a lot of competition? Well, yes, but fresh, creative ideas can win. If you can come up with something unique, you can make quite a bit of money. Simple — yet unique — apps can be pretty passive.
Don’t know how to code? No problem. First, you can learn. Check out Nathan Barry’s success in his inspiring article, “ How I Made $19,000 on the App Store While Learning to Code .” Nathan also put his design expertise to work in an ebook teaching others how they can design their own apps.
Second, you can hire a developer to build your app based on your idea. This could end up being an expensive option, although it will probably yield a professional-looking app.
The end result is an app that has the potential to make you some relatively passive income. Don’t downplay the idea to build an app — it’s a good one!
Turn your passion into an online course.

19. Create an online course.
Everyone is an expert at something. Why not create an online course about your passion?
My buddy Ramit Sethi at
IWillTeachYoutobeRich.com is an expert at creating online courses. He has made an insane amount of money selling his lessons. Most people would be happy making a fraction of what he makes online.
There are a number of ways you can produce and host your own online course. One very simple way is to use a website like Udemy.com . Udemy as over eight million students and is a great way to get your content in front of others for their consideration.
Once you create an online course, it can work for you while you sleep!
What do you put in your online course? Good question. You can add video lessons, checklists for completing steps you recommend in your video lessons, small ebooks to supplement the lessons, audio files for people listening while traveling, informative interviews with like-minded experts, and a whole bunch more!
In fact, you can create several packages at different price points. Some people will want everything, so you can include ‘the works’ for the highest price point and then have two lower price points so that you can receive the largest possible volume of orders.
Create an online guide.

20. Make an online guide.
If writing articles or creating videos isn’t your thing, and you want to make money online, try creating an online guide.
A good example of this comes from Pat Flynn’s website, SecurityGuardTrainingHQ.com . On the website, he has a map of the United States that allows someone to click on any state to see the security guard requirements for that state.
By providing specific information in a guide-like format, you can make money through some of the means already addressed: advertisements through Google AdSense, affiliate links, and even memberships you can sell from your online guide. It’s a fantastic idea!
Look for freelancers.

21. Outsource most if not all of your business needs.
If you’re spending too much of your time on an existing business running it yourself, why not outsource most if not all of your tasks? Yes, it will require you to give up some control, but in many businesses it’s the only way to free up your time so you can focus on other tasks that will result in more income.
If you don’t want to hire employees, consider hiring freelancers who work as contract laborers. Look for freelancers with a strong work ethic who provide quality results.
Here’s a list of tasks that you might want to outsource:
Bookkeeping
Writing
Web design
Editing
Task management
Social media marketing
and so much more!
Yes, many people can turn their existing businesses into passive income businesses. As long as the main product or service isn’t something only you can do, you can transform your business into a passive moneymaker.

Extract: Businessinsider.

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